Auto Liability
This policy intends to protect the policy holder (production company) against negligence resulting in bodily injury to a third party resulting from the operations of the production. A third party is not related to or part of the production operations.
Backing a cube truck into a parked civilian car is an example of auto liability. Auto Liability does not have a deductible.
Auto Physical Damage
In on entertainment terms this is often referred to as comprehensive and collision coverage. This coverage has a deductible. Applies to Non-owned / Hired vehicles.
The damage caused to the back of the cube truck is an example of auto physical damage (see Auto Liability).
